How to Save Money This Holiday Season |
Posted: October 21, 2019 |
Ways to save money this holiday season It’s too easy to overspend during the holidays. It’s fun to buy gifts for your loved ones and to decorate your home for Christmas! These tips for how to save money this holiday season will help you stay on budget while enjoying the most wonderful time of the year. A big way to save money is by checking online for freebies before you head to the store. Many stores, including grocery stores and popular craft stores, have their own apps without coupons and exclusive discount codes. Check your phone app store or online for any deals that can save you money! Looking for coupons isn’t the only way to save money with the internet, though. You can find decorations, cards, coloring pages, and even printable games for free online! For example, instead of buying a Christmas activity book to keep your children occupied, simply print off some free printable Christmas word searches. A quick search online can also turn up free printable Christmas banners and bunting, gift tags, and even wrapping paper! Another way to save money during the holidays is by tracking what you spend and holding yourself accountable. It’s easier to overspend when you ignore your receipts and credit card statements until the end of the month. Sit down and record your purchases (you can stick with just the dollar amounts if you’re afraid of ruining any Christmas morning surprises) at least once a week. When credit card statements arrive in the mail, immediately record them on a printable bill pay checklist. Take note of the amount due and the date it’s due to avoid missing any payments during the busiest time of year. Missed payments quickly add to your costs with extra fees and added interest. A tried and true way to save money on Christmas presents is having a family gift exchange. Instead of everyone buying presents for everyone else, have family members draw a single name. Each person is only responsible for buying one Christmas gift for one other person. This is especially helpful if you tend to have large family Christmas gatherings. Instead of feeling like you owe every aunt, uncle, and cousin a present, you can get just one thing for a specific member of your extended family. You can also save money this holiday season by taking advantage of free entertainment in your community. Instead of buying more items or taking everyone to the movies, check for free or low-cost local events. Most towns have a community tree lighting ceremony, for example. Christmas parades and community caroling events are great places to get some free holiday cheer and a cup of hot cider! Another great way to save money is by shopping ahead of time for Christmas. Instead of leaving all your gift and decoration shopping until the last minute, keep your eyes open all year for deals. Christmas in July sales, for example, are a great way to stock up on cards and wrapping paper. If there’s money left in your budget after Christmas this year, take advantage of post-holiday sales to get nonperishable items for next year. Extra stands of Christmas tree lights, electric candles for your windows, and other decorations can frequently be found for as much as 90% off after the holiday. Just pack them away with your other decorations for next year! Christmas is a joyful time, but it can also be easy to overspend during the holiday season. Use these tips to stay on budget this year!
|
|||||||||||||||||||||||||||||||||||||||||||
|